Legal Info / Terms & Conditions

This privacy policy covers the site Because this web site wants to demonstrate its commitment to your privacy, it has agreed to disclose its information practices.

LTC Quote commitment to your privacy:
* We will not share information you have given us with other parties unless you explicitly give us permission to do so.
* We will not send you advertising materials or other communications from any third party unless you have specifically requested them or joined a mailing list, or we are mandated to do so by law (for example, in the case of a product recall).
* We will adhere to industry standards in keeping your identifying information safe from unauthorized access.

The information we collect
We use your IP address (a number that identifies you on the internet, the way a phone number identifies you on the phone system) to help diagnose problems with our server, and to administer our web site. Your IP address is used to help identify you.

Any online order forms, e-mail newsletters and warranty registration forms require you to give us contact information (such as name and e-mail address). We use customer contact information from the registration form to send you information about our company, its products, and related news when requested to do so. Your contact information is also used to contact you when necessary. All information collected through these forms, is held by LTC Quote in the strictest confidence, and will not be shared with other parties. .

LTC Quote collects and uses personal information for the following Identified Purposes: (a) to understand customer needs regarding LTC Quote services; (b) to develop and provide our web site and our products and services for our customers; (c) to fulfill your requests for products, services or information; (d) to communicate with customers and site visitors, when necessary, and to inform customers of upgrades, as well as of other products and services available from LTC Quote, its affiliates and third parties; (e) to allow customers to access limited-entry areas of LTC Quote site; (f) to personalize some of our services and products for you and to deliver targeted advertisements and offers from LTC Quote and third parties; (g) to bill accounts and maintain payment records; (h) to comply with any applicable law, regulation, legal process or government request; (i) to respond to a legitimate claim, or to address our reasonable belief, that you are violating the rights of any third party or any of the agreements or policies that govern your use of the Insurance 360 site or any LTC Quote product or service; (j) to protect the services, products or rights of LTC Quote, including but not limited to the security or integrity of the LTC Quote site; and (k) to identify and resolve technical problems concerning LTC Quote site, products and services.

Insurance 360 Advisors also uses personal information in an aggregate form (i.e., not individually attributable to you) for its business analysis, operational, marketing and other promotional purposes.

If we hire other companies to provide some products or services on our behalf, then we will only provide those companies the personal information they need for the Identified purposes, and we will limit their rights to use and further disclose your personal information as appropriate in the course of their work for us.

A cookie is a small text file that is stored on a user’s computer for record-keeping purposes. LTC Quote uses cookies on this site. A cookie may be placed on your computer or the cookie may be read if you have visited theLTC Quote site previously. LTC Quote uses cookies to allow LTC Quote to determine which products and services you have already purchased so that LTC Quote does not provide redundant information to you, and, if you are an LTC Quote affiliate, to track LTC Quote sales made to customers referred by you so that you can receive compensation under our affiliate program. If you choose to not have your browser accept cookies from the LTC Quote web site, you may not be able to view all the text on the screens, or to experience a personalized visit, or to subscribe to certain service and product offerings on the LTC Quote site.

More on cookies:
We use both session ID cookies and persistent cookies. A session ID cookie expires when you close you browser. A persistent cookie remains on your hard drive for an extended period of time. You can remove persistent cookies by following directions provided in your Internet browser’s “help” file. Our site uses cookies (small data files placed on your hard drive) to keep track of visits and purchases. These cookies do not contain credit card information.

Email this page
If you choose to use our referral service to tell a friend about our site, we will ask you for your friend’s name and email address. We will automatically send your friend a one-time email inviting him or her to visit the site.LTC Quote stores this information for the sole purpose of sending this one-time email and tracking the success of our referral or affiliate program. Your friend may contact us (at either support at LTC Quote dot com or our US, call toll-free number : 800-327-2866) to request that we remove this information from our database.

Public Forums
This site makes or may make blogs, chat rooms, forums, message boards, and/or news groups available to its users. Please remember that any information that is disclosed in these areas becomes public information and you should exercise caution when deciding to disclose your personal information.

This site has security measures in place to protect the loss, misuse and alteration of the information under our control. In particular, all credit card and other transaction information is transmitted using Secure Sockets Layer (SSL) technology—the industry standard for protected credit card transactions.

LTC Quote will use reasonable efforts to protect customers’ personal information.

Legal Disclaimer
We reserve the right to disclose your personally identifiable information as required by law and when we believe that disclosure is necessary to protect our rights and/or to comply with a judicial proceeding, court order, or legal process served on our Web site.

Changes in this Privacy Statement
If we decide to change our privacy policy, we will post those changes to this privacy statement, the homepage, and other places we deem appropriate so that you are aware of what information we collect, how we use it, and under what circumstances, if any, we disclose it.

We reserve the right to modify this privacy statement at any time, so please review it frequently.

Changing your information
You can opt-out of receiving communications from us and/or ask to change or delete information you have previously provided to us by contacting us in one of the following ways:
* Send e-mail to:
* Send postal mail to:

LTC Quote

P.O. Box 80647
Austin, TX 78708, USA
Attention: Customer Service
* In the US, Call toll-free : 800-327-2866