One America

April 2019

Asset Based Long Term Care


Asset Based Long Term Care Insurance Asset Based Long Term Care Insurance is the future of the industry. Now with over 1.4 million people in nursing homes in the United States, and recent studies showing 10 out of every 14 people (70%) are going to need some form of long term care in the the future. It’s now more important than ever, to understand you options and understand the future. Yet despite these needs, we are seeing less and less people pursue long term care insurance. So why is this? Well everyone one has a reason for [...]

Asset Based Long Term Care2019-05-15T03:49:18+00:00

March 2019

American General Quality of Life Review


American General Quality of Life Review America General Quality of Life is a specialty product only sold by a small selection of brokers through American Generals Nashville office. The American General Quality of Life Policy is unique in that it provides a Chronic Illness, Critical Illness, and Terminal Illness Rider. This allows you to access the cash value of the policy in the event of a heart attack, stroke, kidney failure, just to name a few. In the event of one of these illnesses, you file a claim to attain access to a portion of your death benefit [...]

American General Quality of Life Review2019-11-26T03:01:28+00:00

February 2019

MassMutual CareChoice One


MassMutual CareChoice One Author Cliff Marshall MassMutual Has changed it's pricing structure and is no longer the best option available to our clients. We recommend reading NationWide CareMatters II and Securian SecureCare. For Joint Policies we advise our clients to go with OneAmerica AssetCare Mass Mutual Long Term Care Insurance Review Policy Type: Comprehensive Daily Reimbursement Coverage Type: Guaranteed Renewable; Premiums are not guaranteed and subject to increases Daily Benefit Amount: $100 - $400. Benefit Periods: 2 years, 3 years, 4 years, 5 years and 6 years Inflation Protection: 3% compound and 5% compound Elimination Period: [...]

MassMutual CareChoice One2020-06-19T19:03:00+00:00