One America

BrightHouse SmartCare If you're looking for a comprehensive long-term care insurance policy, look no further than Brighthouse SmartCare. This hybrid policy offers protection through two different means. At its core, Brighthouse SmartCare is an index universal life insurance policy with specific emphasis on the Long Term Care Insurance Rider and Extension of Benefits Rider. This unique combination provides a host of benefits that make it stand out from other policies in the market. One of the key benefits of Brighthouse SmartCare is its guaranteed long-term care payments. The policy also offers a guaranteed death benefit and premiums, giving [...]

Long-term care insurance can be an essential investment for those who want to ensure they have access to quality care as they age. However, not everyone is eligible for long-term care insurance. There are certain factors that can disqualify someone from obtaining long-term care insurance coverage. In this blog post, we'll explore what disqualifies from long-term care insurance and how you can ensure you qualify. What is Long-Term Care Insurance? Long-term care insurance is a type of insurance that provides coverage for care that is needed over an extended period of time. This type of insurance is designed [...]

Cliff Marshall Washington Long Term Care Trust Act The WA Care fund was previously known as the Washington Long-Term Care Trust Act. This is a new tax created as law that makes Washington the first state to create a publicly funded insurance program that will provide participants, working residents of Washington, an opportunity to vest into a basic plan of long-term care benefits. This program will be funded by Washington workers who will pay a tax through payroll deductions. You are allowed to “opt out” of the plan if you can attest to having long-term [...]