State Life Asset Care Joint Life Deep Dive By: Cliff Marshall State Lifes Asset Care, is a unique asset based long term care policy which can cover two people under one single policy. For a quick overview, continue reading. For an In depth Review Click Here One America Asset Care. If you’re interested in an Individual Policy, we recommend NationWide CareMatters II or Securian SecureCare. Both are Cash Indemnity Plans and are currently the most competitively priced Hybrid Long Term Care Policies as of Summer/Fall 2020. Cash Indemnity Plans pay you a monthly cash stipend [...]
About Aaron MarshallThis author has not yet filled in any details.
So far Aaron Marshall has created 19 blog entries.
Protecting Your Family & Your Retirement From a Long Term Care Event 1/7 people in the United States are Caregivers to either they’re immediate family, friends, or relatives. About 10% of the population has Long Term Care Insurance Yet 70% of those over the age of 65 will need long term care at some point in the future. By: Cliff Marshall We all have a different idea of what retirement looks like. You may have already planned and achieved your financial goals, but have you discussed the impacts an unexpected health event might have on [...]
Global Atlantic ForeCare By: Cliff Marshall Global Atlantic ForeCare is a fixed annuity with Long Term Care Benefits. When planning for retirement we often worry about protecting our assets from market downturns, taxes, and inflation. On top of all this you also must consider the likelihood of a situation that will require the need for long term care of either you or your spouse. Statistics are now stating that over 70% of people age 65+ will need long term care in the future. It is crucial to find a solution to cover this risk. Without [...]
If you’re interested in an Hybrid Asset Based Long Term Care Policy, For Fall-Winter 2020 we currently recommend NationWide CareMatters II or Securian SecureCare. Both are Cash Indemnity Plans, which pay you a monthly cash stipend that you can spend as you see fit. You can use this money on Care, building a ramp into your home, paying a relative or friend to take care of you, or even save it for a later date. For a Joint (Spouse) Policy, One America Asset Care has a great product. Particularly if one person is in better health than [...]
By: Cliff Marshall Annuities There are many different ways to think about retirement, and your dreams may not appear on anyone’s bucket list but your own. No matter how you envision retirement, having the freedom to live life your way will depend, at least in part, on having a secure source of reliable income. Annuities are one of the few sources of retirement income that can guarantee income for life. Fixed Annuities: These are fixed interest investments issued by insurance companies. They pay guaranteed rates of interest, typically higher than bank CDs, and you [...]