What We Offer You:

  1. The Ability to Compare Costs and Benefits Between Dozens of Different Policy’s.
  2. Independent Unbiased Advice. Since we are Brokers, licensed with all the major carriers. We can shop around to find you the best product.
  3. Several Specialty Products, That Not All Brokers Have Access To.
  4. Unmatched Experience. With over 33 Years of experience in Long Term Care and Retirement Services.

What is Long Term Care Insurance?

If you needed money today to pay for a unexpected long term care event, which assets would you use? The average private nursing home room costs $7,698 per month and over $92,000 per year, How long would your assets last? Do you want to liquidate the assets intended for your heirs?

New statistics are showing that 70% of adults over the age of 65 will be needing long term care, at some point in the future. It has become a central point in the retirement planning process.

Right now 1/7 people in the United States are caregivers, to either they’re family, friends, relatives, or clients.

Long Term Care Insurance provides you and your loved ones safety and protection from raising costs of long term care. In Facilities like:

  • Assisted living facilities
  • Continuing care Retirement Communities
  • Nursing Homes
  • Adult Day Care Centers
  • Your Home

Contact Us with any questions.

Cliff Marshall, CLTC

Cliff Marshall

In 1987 Cliff began his career at Mutual of New York as an life and disability insurance agent, where he worked with individuals and businesses on their insurance planning.

In 1995 he was promoted to be the Agency Manager of the San Antonio Branch. After a few years, Cliff missed the interactions and relationships he had built with his clients, and returned to production as an independent broker.

Over the last 32 years he has taken great pride in the work he does and fully understands the impact Long Term Care has on his clients and their families.

Over the years, clients have become friends, and are looked after as such.

By: Cliff Marshall

It is our job to help our clients navigate the many different policy’s available to them.

As brokers we are not limited to any one company, so we shop the market to find a product that suits your needs best.

If you would like to speak with us feel free Contact Us directly.

Here are some other Policy Reviews: Securian Secure Care, NationWide CareMatters II, One America Asset CareMass Mutual CareChoice One, Lincoln Money Guard, American General Quality of Life, MassMutual CareChoice One. 


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